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We’re very excited to offer free webinars from BALANCE. These webinars are packed with useful info, and are open to everyone. Just make sure to reserve your virtual seat.

October — Safeguarding Kids’ Identity and Online Privacy

Today’s youth generation is tech-savvy and connected online. However, parents still play an important role in helping them avoid online hazards such as identity theft, privacy and cyberbullying. This workshop covers important issues including online privacy tips, managing computer settings, smartphone apps, and positive online behavior.

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Session 1: Tuesday, October 9, 2018
Time: 1:30 p.m. - 2:30 p.m. (EST)

Session 2: Thursday, October 18, 2018
Time: 8:30 p.m. - 9:30 p.m. (EST)


November — Breezing Through the Holidays

It may be called "the most wonderful time of the year” but December can also be filled with unwanted debt with holiday spending. Learn budgeting strategies and tactics to avoid that year-end credit card crunch and sidestep debt traps in the future.

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Session 1: Tuesday, November 6, 2018
Time: 1:30 p.m. - 2:30 p.m. (EST)

Session 2: Thursday, November 29, 2018
Time: 8:30 p.m. - 9:30 p.m. (EST)


December — Becoming a Homeowner

Homeownership starts well before the contracts are signed—preparation is one of the keys to a smooth home buying process. This session covers all major pre-purchase topics such as budgeting, the down payment, credit reports, debt-to-income ratios, and the mortgage lending process.

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Session 1: Tuesday, December 4, 2018
Time: 1:30 p.m. - 2:30 p.m. (EST)

Session 2: Thursday, December 13, 2018
Time: 8:30 p.m. - 9:30 p.m. (EST)


BalanceTrack

BalanceTrack is an EPFCU online resource that helps you boost your financial IQ. Modules include pressing topics such as money management, credit building, saving for college, and much more. At the end of each module, you test your knowledge by taking a quiz.

Register for EPFCU BalanceTrack Today!


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