Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, or the "gap” between your insurer’s settlement and the loan balance. Guaranteed Asset Protection (GAP) coverage pays the difference for you.
In addition, members who have GAP coverage and experience a loss receive $1,000 toward the balance of their next vehicle when they choose to finance with EPFCU again.
Our GAP coverage is offered through a highly reputable provider at half the cost you will pay at a dealership. You can sign up for GAP when you apply for your vehicle loan at EPFCU. If you already have a vehicle loan with us and want GAP coverage, contact us online or call the Loan Department at 202-874-3210, option 3.
Costs for coverage is $375. Cost subject to change. Please contact us online or call for current cost. Coverage is only available on loans with EP Federal Credit Union.
Debt protection may cancel your loan balance (up to the contract limits) or monthly loan payment without penalty or added interest due to an unexpected event. You can select the optional plan that will support your family’s financial protection needs. Learn more.
Designed for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
Get your free quote today or call 1-855-483-2149.
We make TruStage® Life Insurance Policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget, because any amount of coverage can make a difference.
Learn about this important coverage or call 1-855-612-7909 for more information.
Put the brakes on expensive car repairs with extended service contracts through our partnership with Auto Exam. A factory warranty may not be enough. Plus most major repairs occur after the manufacturer's warranty expires. Consider adding an extended service contract to your loan. Coverage obtained through the credit union may save you money when compared to dealer plans.
Extended coverage can help you save money if your car ever needs to be repaired and your manufacturer's warranty has expired. In addition, it could help if you re-sell your vehicle. Pre-owned car buyers look more favorably upon a vehicle that comes with coverage. It represents a vehicle that has likely been well maintained by its owner. Should the buyer decline the option to purchase your coverage, you can cancel and apply for a pro-rata refund.
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