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Important: The CUA and TX branches will be closed Wednesday, Nov 22nd thru Friday, Nov 24th. The Main and Ronald Reagan branches will close at 2:30 PM on Wednesday, Nov 22nd and reopen on Friday, Nov 24th at 9:00 AM.  
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The right insurance products protect you, your family, and your assets from unforeseen circumstances that could damage your financial life.

GAP (Guaranteed Asset Protection)

Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, or the "gap” between your insurer’s settlement and the loan balance.

In addition, members who have GAP coverage and experience a loss receive $1,000 toward the balance of their next vehicle when they choose to finance with EPFCU again.

Our GAP coverage is offered through a highly reputable provider at half the cost you will pay at a dealership. You can sign up for GAP when you apply for your vehicle loan at EPFCU. If you already have a vehicle loan with us and want GAP coverage, call the Loan Department at 202-874-3210, option 3.

Costs for coverage is $325. Cost subject to change. Please call for current cost. Coverage is only available on loans with EP Federal Credit Union.

Credit Life and Disability

Purchase insurance at the time of loan disbursal to be sure your family will not be burdened with repayment of your loan should you become deceased or disabled. Loan rate discounts may be available if you purchase Credit Life and Disability when you apply for your loan at EPFCU.

TruStage® Auto Insurance Program

Exclusively for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 1-855-483-2149.

Savings on car insurance. Get a quote. TruStage Insurance Company.
TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
AHE, AHL-1339661.1

Vehicle Insurance Verification

ProofEZ.com: An EZ solution for insurance verification. ProofEZ.com is here to make sure the submission of your insurance verification documents is simple.

Vehicle Extended Service Contracts

Put the brakes on expensive car repairs with extended service contracts through our partnership with Auto Exam. A factory warranty may not be enough. Plus most major repairs occur after the manufacturer's warranty expires. Consider adding an extended service contract to your loan. Coverage obtained through the credit union may save you money when compared to dealer plans.

Available features include:

  • Low deductibles
  • Roadside assistance services (Platinum Coverage Only)
  • Car rental (Gold and Platinum Coverage Only)
  • Nationwide protection (US and Canada)
  • Convenient access to services via toll-free number
  • Reimbursed travel expenses (Gold and Platinum Coverage Only)
  • Increased vehicle resale value

Why purchase an extended service contract?

Extended coverage can help you save money if your car ever needs to be repaired and your manufacturer's warranty has expired. In addition, it could help if you re-sell your vehicle. Pre-owned car buyers look more favorably upon a vehicle that comes with coverage. It represents a vehicle that has likely been well maintained by its owner. Should the buyer decline the option to purchase your coverage, you can cancel and apply for a pro-rata refund.

How do you get an extended service contract?

  • Contact your credit union loan representative at 202-874-3210.
  • Call Auto Exam toll free at 800-709-5792.
  • Visit www.autoexam.com for more information.

Products and services outlined on this page are NOT:

  • Insured by NCUA
  • Underwritten, issued or guaranteed by NCUA or any other federal government agency
  • Required to purchase as a condition of the loan
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