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The right insurance products protect you, your family, and your assets from unforeseen circumstances that could damage your financial life.

Loan Protection Products

GAP (Guaranteed Asset Protection)

Most cars depreciate by thousands of dollars as soon as they are purchased. Unfortunately, if your vehicle is stolen, accidentally damaged beyond repair, or otherwise declared a total loss, you are still liable to pay the difference, or the "gap” between your insurer’s settlement and the loan balance. Guaranteed Asset Protection (GAP) coverage pays the difference for you.

In addition, members who have GAP coverage and experience a loss receive $1,000 toward the balance of their next vehicle when they choose to finance with EPFCU again.

Our GAP coverage is offered through a highly reputable provider at half the cost you will pay at a dealership. You can sign up for GAP when you apply for your vehicle loan at EPFCU. If you already have a vehicle loan with us and want GAP coverage, contact us online or call the Loan Department at 202-318-1991, option 3.

Costs for coverage is $475. Cost subject to change. Please contact us online or call for current cost. Coverage is only available on loans with EP Federal Credit Union.

Debt Protection

Debt protection may cancel your loan balance (up to the contract limits) or monthly loan payment without penalty or added interest due to an unexpected event. You can select the optional plan that will support your family’s financial protection needs. Learn more.

TruStage® Auto & Home Insurance Program

Designed for credit union members like you, the TruStage Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote today or call 1-855-483-2149.

TruStage® Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union. © TruStage Insurance Agency 2017
AHE, AHL-1339661.2

TruStage® Life Insurance

We make TruStage® Life Insurance Policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget, because any amount of coverage can make a difference.

Learn about this important coverage or call 1-855-612-7909 for more information.

TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677‑0061. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2018 TruStage Insurance Agency

Vehicle Insurance Verification An EZ solution for insurance verification. is here to make sure the submission of your insurance verification documents is simple.

Vehicle Extended Service Contracts

Put the brakes on expensive car repairs with extended service contracts through our partnership with Route 66. A factory warranty may not be enough. Plus most major repairs occur after the manufacturer's warranty expires. Consider adding an extended service contract to your loan. Coverage obtained through the credit union may save you money when compared to dealer plans.

Available features include:

  • Zero deductibles
  • Roadside assistance services 24 hour/7 days a week
  • Car rental allowance
  • Nationwide protection (US and Canada)
  • Convenient access to services via toll-free number
  • Reimbursed travel expenses

Why purchase an extended service contract?

Extended coverage can help you save money if your car ever needs to be repaired and your manufacturer's warranty has expired. In addition, it could help if you re-sell your vehicle. Pre-owned car buyers look more favorably upon a vehicle that comes with coverage. It represents a vehicle that has likely been well maintained by its owner. Should the buyer decline the option to purchase your coverage, you can cancel and apply for a pro-rata refund.

How do you get an extended service contract?

  • Contact your credit union loan representative at 202-318-1991.
  • Call Route 66 toll free at 800-808-0828.
  • Visit for more information.

Products and services outlined on this page are NOT:

  • Insured by NCUA
  • Underwritten, issued or guaranteed by NCUA or any other federal government agency
  • Required to purchase as a condition of the loan