If you haven't done so already, the first step to buying a home occurs months before the shopping begins: working to improve your credit. Check out our resource section on Credit Reports & Scores.
Then, head over to our Money Management resource section to help you financially prepare for this long-term financial commitment.
If you are considering homeownership, or want to make sure your next home purchase goes smoothly, it’s never too early to start planning. Though the process can feel long and overwhelming at times, it’s really nothing more than a series of practical steps. Download this PDF guide to show you the way. Download Now.
You can also check out these articles on:
We’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. Check out the Home Buying Toolkit from BALANCE to better understand the steps to buying a home:
*You must be eligible for membership in EP Federal Credit Union in order for your loan application to be considered. See https://www.epfcu.org/membership/how-to-join.aspx#whocanjoin for eligibility requirements.
Finance with us and earn 5,000 epSMART REWARDS points
More than 80,000 nationwide surcharge-free ATM's*
Owe Income Tax? Relax, we've got you covered
Put money back in your pocket. 2.99% APR* on Balance Transfers
Second Home Mortgages now available at EPFCU
Transfer funds to your outside accounts through epOnline