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Whether it's your first home or retirement home, purchasing a house is a big decision and can have a large impact on your financial picture.

Examine Credit Reports & Credit Score

If you haven't done so already, the first step to buying a home occurs months before the shopping begins: working to improve your credit. Check out our resource section on Credit Reports & Scores.

Then, head over to our Money Management resource section to help you financially prepare for this long-term financial commitment.

A Complete Guide: The Road to Homeownership

If you are considering homeownership, or want to make sure your next home purchase goes smoothly, it’s never too early to start planning. Though the process can feel long and overwhelming at times, it’s really nothing more than a series of practical steps. Download this PDF guide to show you the way. Download PDF Now.

Financial Fitness Minute: Getting a Mortgage

Where You Finance Matters

EPFCU offers a variety of mortgage programs to meet your needs, including conventional, VA and FHA loans. Call our Mortgage Hotline at 703-667-9281 or apply online.*

You can also check out these articles on:

Get More Home-Buying Resources

We’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. Check out the Home Buying Toolkit from BALANCE to better understand the steps to buying a home:

  • Examine Credit Reports & Credit Score
  • Shopping for a Home
  • Managing Your Money
  • Finding the Loan for You
  • Finish the Paperwork and Close the Deal


*You must be eligible for membership in EP Federal Credit Union in order for your loan application to be considered. See for eligibility requirements.