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Make buying your next set of wheels a painless process. Take advantage of our free resources when you're ready for your next vehicle purchase.

How to get the Best Deal When Buying a Car

Buy new, buy used, or lease? These are just a few of the many decisions you’ll need to make before happily driving away with a vehicle. While shopping for a car or truck is exciting, it is also no simple matter. You can avoid buyer’s remorse by making important financial and practical decisions before signing on the dotted line. Read More…

How to get the Best Financing on Your Next Car

Getting the best deal on automobile financing doesn't mean accepting the seller’s first offer. To make sure you get the lowest possible interest rate, good dealer incentives, and a monthly payment that works well for you, you will have to do a little legwork—but the effort could save you thousands of dollars. Read More…

SmartWay Vehicle Loan Discount

EPFCU offers a .25% loan discount when financing a vehicle classified as a SmartWay® vehicle by the United States Environmental Protection Agency (EPA). Learn More…

Financial Fitness Minute: Buying a Car

Podcast: Drive Away Happy

In just a little over twelve minutes, you can learn the basic information you need to make smart car-buying decisions. Listen Now

Car-Buying Services

EPFCU participates with trusted outside resources to make your vehicle purchase the best it can be! Check out these services:

Loan Protection Products

GAP Protection protects you against losses if your car is stolen or totaled, and Debt Protection helps if you're ever injured or disabled and can't make your loan payment. Both are available when you apply for your loan. Learn more.

Get More Car-Buying Resources

We’ve partnered with industry-leading BALANCE to provide you with free access to expertly-crafted financial education and resources to help with your fiscal matters. Check out the Car Buying Toolkit from BALANCE to learn the steps to buying a car:

  • Figure Out What You Can Afford
  • Monitoring Your Credit
  • Understand the Process
  • Know Your Buying Options
  • Get Financing
*You must be eligible for membership in EP Federal Credit Union in order for your loan application to be considered. See for eligibility requirements.