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Facts

Why?

Financial companies choose how they share Your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires Us to tell You how We collect, share, and protect Your personal information. Please read this notice carefully to understand what We do.

What?

The types of personal information We collect and share depend on the product or service You have with Us. This information can include:

  • Social Security number and income
  • Account balances and transaction history
  • Credit history and credit scores

When You are no longer Our member, We continue to share Your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, We list the reasons financial companies can share their customers’ personal information, the reasons EP Federal Credit Union chooses to share, and whether You can limit this sharing.

Reasons We can share Your personal information

ReasonDoes the Credit Union share?Can You limit this sharing?
For Our everyday business purposes — such as to process Your transactions, maintain Your account(s), respond to court orders and legal investigations, or report to credit bureausYesNo
For Our marketing purposes — to offer Our products and services to YouYesNo
For joint marketing with other financial companiesYesNo
For Our affiliates’ everyday business purposes — information about Your transactions and experiencesYesYes
For Our affiliates’ everyday business purposes — information about Your creditworthinessNoWe Don’t Share
For Our affiliates to market to YouNoWe Don’t Share
For non-affiliates to market to YouNoWe Don’t Share

For additional information or to opt out, call (202) 318-1991, option 3

What We do

How does EP Federal Credit Union protect my personal information?

To protect Your personal information from unauthorized access and use, We use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does EP Federal Credit Union collect my personal information?

We collect Your personal information, for example, when You

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your credit or debit card

We also collect Your personal information from others, such as credit bureaus, affiliates, or other companies.

The Controls & Alerts App periodically collects, transmits, and uses geolocation information to enable features that prevent fraudulent card use and send alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. End Users can change their location permissions at any time in their device settings.

Why can’t I limit all sharing?

Federal law gives You the right to limit only

  • Sharing for affiliates’ everyday business purposes — information about Your creditworthiness
  • Affiliates from using Your information to market to You
  • Sharing for non-affiliates to market to You

State laws and individual companies may give You additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

EP Federal Credit Union has no affiliates.

Non-Affiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

EP Federal Credit Union does not share with non-affiliates so they can market to You.

Joint Marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to You.

Our joint marketing partners include insurance companies.

*Privacy policy revised May 25, 2021

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By accessing the noted link, you will be leaving your financial institution’s website and entering a website owned by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of your financial institution’s website. We encourage you to read and evaluate the privacy and security policies of the site you are entering, which may be different than those of your financial institution.

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