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Please read the following terms of use carefully before using this website.

EP Federal Credit Union Website Terms of Use

Thank you for visiting the EP Federal Credit Union (EPFCU) website and reviewing our terms of use statement.

You are entering an EP Federal Credit Union System, which may be used only for authorized purposes. The credit union may monitor and audit the usage of this system, and all persons are hereby notified that the use of this system constitutes consent to such monitoring and auditing. Unauthorized attempts to upload information and/or change information on this website are strictly prohibited and are subject to prosecution under the Computer Fraud and Abuse Act of 1986 and Title 18 U.S.C. Sec. 1001 and 1030.

EP Federal Credit Union ("EPFCU") requires that you abide by the Terms of Use stated below as a condition to access to this website. Please read these Terms of Use carefully, because by using this website, you are acknowledging and agreeing to these Terms of Use. If you do not agree, you may not use this website. EPFCU reserves the right to update these Terms of Use at any time without notice to you. Your use of this website may also be subject to additional terms outlined elsewhere on this website. These Terms of Use apply to all websites.

You may not use, modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or services obtained from this website except as explicitly stated below:

  1. Downloading or printing of web pages is for your personal, non-commercial or non-profit educational use only. These web pages may not be reproduced or redistributed for commercial gain or other purposes. You may not change or delete any proprietary notices from materials downloaded or printed from this website.
  2. Except as provided in paragraph 1, corporate names and logos may not be altered or used without the prior written permission of EPFCU.

Except as noted above, no right or license is granted for any proprietary information, copyright, patent, or trademark contained within this document.

Hyperlinks and Frames. This website may contain links to other websites on the Internet (the "External Sites"). EPFCU has no control over and is not responsible or liable for the External Sites, including but not limited to the content and privacy and data collection practices, even if the External Site is affiliated with EPFCU. The External Sites are only for your convenience and therefore you access them at your own risk. Links do not imply that EPFCU sponsors, endorses, is affiliated with or associated with, or has been legally authorized to use any trademark, trade name, service mark, design, logo, symbol or other copyrighted materials displayed on or accessible through such External Sites. Before you frame or create any kind of hyperlink to this website, you must obtain prior written permission of EPFCU.

Disclaimer. EPFCU makes no representations or warranties about the accuracy or completeness of the content of this website or the content of any website or websites "linked" to this website. Any decision made by you based on information contained in this website or websites "linked" to this website is your sole responsibility. Neither EPFCU nor any of its affiliates shall be liable for any direct, incidental, consequential, indirect or punitive damages arising out of access to or inability to access this website or the use of or reliance on any content in this website or the content of any website or websites "linked" to this website.

This website and the materials, information, services, and products in this website, including, without limitation, text, graphics, and links, are provided "as is" and without warranties of any kind, whether express or implied. To the fullest extent permissible pursuant to applicable law, EPFCU disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose, non-infringement, freedom from computer virus, and warranties arising from course of dealing or course of performance. EPFCU does not represent or warrant that the functions contained in this website will be uninterrupted or error-free, that defects will be corrected, or that this website or the server that makes this website available are free of viruses or other harmful components. EPFCU does not make any warranties or representations regarding the use of the materials in this website in terms of their completeness, correctness, accuracy, adequacy, usefulness, timeliness, reliability or otherwise. The above limitations may not apply to you.

Limitation of Liability. In no event shall EPFCU be liable for any direct, indirect, special, punitive, incidental, exemplary or consequential damages, or any damages whatsoever, even if EPFCU has been previously advised of the possibility of such damages, whether in an action under contract, negligence, or any other theory, arising out of or in connection with the use, inability to use, or performance of the information, services, products, and materials available from this website. These limitations shall apply notwithstanding any failure of essential purpose of any limited remedy. Because some jurisdictions do not allow limitations on how long an implied warranty lasts, or the exclusion or limitation of liability for consequential or incidental damages, the above limitations may not apply to you.

Applicable Laws. Unless otherwise specified, the material on this website is intended to provide information about EPFCU and its products. This website is controlled and operated from Washington, DC. We do not imply that the materials published on this website are designed or appropriate for use outside of the United States. If you access our website from outside of the United States, please be aware you are responsible for compliance with any applicable local laws. To the extent any applicable local laws prohibit your viewing and use of this website, you may not view or use this website.

Your use of this website shall be governed in all respects by the laws of Washington, DC, USA, without regard to choice of law provisions. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to this website (including but not limited to the purchase of EPFCU products) shall be in the state or federal courts located in Washington, DC. Any cause of action or claim you may have with respect to this website (including but not limited to the purchase of EPFCU products) must be commenced within one (1) year after the claim or cause of action arises. EPFCU's failure to insist upon or enforce strict performance of any provision of these Terms of Use shall not be construed as a waiver of any provision or right. Neither the course of conduct between the parties nor trade practice shall act to modify any of these Terms of Use. EPFCU may assign its rights and duties under this Agreement to any party at any time without notice to you. EPFCU makes no representation that materials in this website are appropriate or available for use in other locations, and access to them from territories where their content is illegal is prohibited. Those who choose to access this website from other locations do so on their own initiative and are responsible for compliance with applicable local laws. You may not use or export the materials in violation of U.S. export laws and regulations.

Export Controls. You may not export or re-export any information or products received on this website except in full compliance with all U.S. laws and regulations, including but not limited to, the U.S. Export Administration Laws and Regulations. Use contrary to those laws is prohibited. Neither the products, nor any information acquired through the use of our website, may be acquired for, shipped, transferred, or re-exported, directly or indirectly, to proscribed or embargoed countries or their nationals or residents, nor may the products of information be used for nuclear activities, missile projects, chemical or biological weapons, or terrorist activities, unless specifically authorized by the United States Government for such purposes. You are responsible for complying with any local laws in your country, which may impact your right to import, export or use the information or products found on our website.

Severability and Integration. This Terms of Use statement constitutes the entire agreement between you and EPFCU with respect to this website. If any part of these Terms of Use is held to be invalid or unenforceable, the remaining parts shall remain in full force and effect.