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EPFCU wants to help you get there with our low-rate Recreational Vehicle Loans for motorcycles, UTVs, ATVs, RVs and watercraft.

Whether you’re seeking an adventure off road, on the water or across the country, we want to help you find it!

Our Recreational Vehicle Loans Feature:

  • Rates as low as 4.50% APR*
  • No payment for 60 days**
  • Apply online for pre-approval
  • Terms up to 84 months for small RVs and motorcycles
  • Terms up to 180 months for RVs and watercraft

Get started today

New Boat & Recreational Vehicle Loan Rates

Effective Aug 1, 2019Print

Term APR* Est. Monthly Payment
per $1000
Up to 36 Months 4.50% $29.76/36 Mos.
Up to 48 Months 4.75% $22.93/48 Mos.
Up to 60 Months 5.00% $18.88/60 Mos.**
Up to 72 Months 5.35% $16.28/72 Mos.
Up to 84 Months 5.75% $14.50/84 Mos.
Up to 120 Months 6.25% $11.24/120 Mos.
Up to 180 Months 7.50% $9.28/180 Mos.
*APR = Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. Rates shown are our Platinum Loan Rates. Other restrictions and discounts may apply.
**Monthly payment example: A loan of $20,000 financed for 60 months would be $18.88 x 20 = $377.60 per month; your loan will have a total cost of $22,656.00 ($377.60 x 60).

Used Boat & Recreational Vehicle Loan Rates

Effective Aug 1, 2019Print

Term APR* Est. Monthly Payment
per $1000
Up to 36 Months 4.50% $29.76/36 Mos.
Up to 48 Months 4.75% $22.93/48 Mos.
Up to 60 Months 5.25% $19.00/60 Mos.**
Up to 72 Months 5.75% $16.46/72 Mos.
Up to 84 Months 6.25% $14.74/84 Mos.
Up to 120 Months 6.25% $11.23/120 Mos.
Up to 180 Months 7.50% $9.27/180 Mos.
*APR = Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. Rates shown are our Platinum Loan Rates. Other restrictions and discounts may apply.
**Monthly payment example: A loan of $20,000 financed for 60 months would be $18.88 x 20 = $377.60 per month; your loan will have a total cost of $22,656.00 ($377.60 x 60).
†Boat Loans are available only for boats 26 feet in length and less.
††You must be eligible for membership in EP Federal Credit Union in order for your loan application to be considered. See our eligibility requirements.
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