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Now's the time to get your next new or used car. Already got your wheels? Then now's the time to refinance them and save!

Drive away with:

  • Low Rates
  • Up to 100% financing
  • Flexible terms up to 84 months*
  • New, used or refinanced auto loans

New Auto, Truck & Motorcycle Loan Rates

Effective Oct 1, 2019Print

Term APR* Est. Monthly Payment
per $1000
Up to 36 Months 3.25% $29.20/36 Mos.
Up to 48 Months 3.50% $22.36/48 Mos.
Up to 60 Months 3.60% $18.24/60 Mos.**
Up to 72 Months 3.85% $15.58/72 Mos.
Up to 84 Months 4.50% $13.91/84 Mos.
*APR = Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. Rates shown are our Platinum Loan Rates. Other restrictions and discounts may apply.
**Monthly payment example: A loan of $20,000 financed for 60 months would be $18.24 x 20 = $364.80 per month; your loan will have a total cost of $21,888.00 ($364.80 x 60).

Apply today for same-day pre-approval!

If you have questions, please stop into a branch or call one of our member service representatives at 202-874-3210 (option 3).

*Monthly payment on a loan of $30,000 financed for 84 months at 4.50% APR would be $417.30. APR = Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. Rate shown is our Platinum Loan Rate. Other restrictions and discounts may apply. Not all borrowers will qualify for the lowest rate. Not all applicants will qualify. Membership eligibility required.
You must be eligible for membership in EP Federal Credit Union in order for your loan application to be considered. See our eligibility requirements.
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