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Still trying to pay for the holidays? We can help!

Lucky for you, EPFCU has got your back with Skip-A-Payment to help cover your holiday expenses.

Skip-A-Payment

We reward your good repayment history with an option to take a month "off" up to twice a year. Choose to skip a payment around the holidays to free up some extra cash. and submit our secure online Skip-A-Payment Request.


Holiday Skip Bag Shopping Bag


Skip These Loan Payments:

  • Auto Loan
  • Motorcycle Loan
  • Boat Loan
  • Recreational Vehicle Loan
  • Mobile Home Loan
  • Signature Loan
  • Personal Line of Credit
  • Holiday or Vacation Loan
  • Share Secured Loan

A few things to take note of:

  • The skip must occur in the same month for each loan.
  • You may skip payment twice a year but they cannot be done in back-to-back months.
  • All payments on loans normally made by payroll distribution will be credited to your share account.
  • Interest will continue to accrue.
  • Your loan(s) must be current prior to the skipped month.
  • We must receive your request at least 30 days before the month you choose.
  • All borrowers will be required to confirm your request.
  • First mortgage, second mortgage, home equity, credit card, student and Credit Builder loan payments are not eligible for Skip-A-Payment.

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