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Important Notice: Bill Payment will be unavailable from 11:00pm EST Saturday, October 21 through 5:00am EST Sunday, October 22, 2017 for system maintenance. All other Online Banking services will be operational.
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Please find below a full list of disclosures, additional information and fees regarding your accounts and EPFCU services.

Account Disclosures & Important Information:

Account Fees

In some cases, a fee may be charged for a special request or service. The following fees were approved by the Board of Directors effective October 1, 2017.

Share Draft Account Fees

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Description Fee
Overdraft Privilege Fee $30.00
NSF Fee (per draft) $35.00
Stop Payment (per draft) $35.00
Share Draft Copy (per draft) $2.00
Share Draft Faxed Copy (per draft) $5.00
Automatic Transfer of Funds $2.00

ATM & VISA Debit Card Fees

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Description Fee
Foreign ATM Balance Inquiry $1.00
Card Replacement $10.00
PIN Replacement $5.00
ATM Transactions
Relationship Rewards
At EPFCU-Owned ATM
At Other ATM

FREE
FREE
1 FREE/Month; $1.00
thereafter
Debit Card Express Re-Issue $30.00

Other Fees

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Description Fee
Overdrawn Share Account $30.00
Writ / Levy Fee $50.00
Return Mail Fee $1.00
Monthly Bad Address Fee $5.00
Stop Payment Requests
Credit Union Check
Credit Union Money Order

$30.00
$30.00
Mortgage Verification $10.00
Excessive Transfers (over six/month) $25.00 per month
Subordination Fee $250.00
Wire Transfer of Funds
Domestic
International
Relationship Rewards

$20.00
$50.00
FREE
Return Checks NSF (per check) $25.00
Money Orders
Relationship Rewards
$2.00
FREE
Traveler's Card $9.95
Check Withdrawals Made Payable to Alternate Payees $3.00
Dormant Account (after one year) $ 25.00 per month
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