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Please find below a full list of disclosures, additional information and fees regarding your accounts and EPFCU services.

Account Disclosures & Important Information:

Account Fees

In some cases, a fee may be charged for a special request or service. The following fees were approved by the Board of Directors effective February 1, 2022.

Share Draft Account Fees

Effective Jun 1, 2024Print

Description Fee
Overdraft Privilege Fee $30.00
NSF Fee (per draft) $35.00
Stop Payment (per draft) $35.00
Share Draft Copy (per draft) $2.00
Share Draft Faxed Copy (per draft) $5.00
Automatic Transfer of Funds $3.00

ATM & Mastercard Debit Card Fees

Effective Jun 1, 2024Print

Description Fee
Foreign ATM Balance Inquiry $1.00
Card Replacement $10.00
PIN Replacement $5.00
ATM Transactions
Relationship Rewards
At Other ATM

1 FREE/Month; $1.00
Debit Card Express Re-Issue $30.00
*There might be a surcharge applied by the owner of the ATM.

Other Fees

Effective Jun 1, 2024Print

Description Fee
Overdrawn Share Account $30.00
Writ / Levy Fee $50.00
Return Mail Fee $1.00
Monthly Bad Address Fee $10.00
Stop Payment Requests
Credit Union Check
Credit Union Money Order

Mortgage Verification $10.00
Excessive Transfers (temporarily no limit) Temporarily Waived
Subordination Fee $250.00
Wire Transfer of Funds
Relationship Rewards

Return Checks NSF (per check) $30.00
Money Orders
Relationship Rewards
Traveler's Card $9.95
Check Withdrawals Made Payable to Alternate Payees $3.00
Dormant Account (after one year) $ 25.00 per month
Account closed within 6 months $10.00
Paper Statements (new members after 2/1/22) $2.00 per month