To qualify for this discount, members must purchase a vehicle classified as a SmartWay vehicle by the United States Environmental Protection Agency (EPA).
You can receive this loan discount on the purchase of a new or used car or to refinance an existing loan you have elsewhere for a SmartWay vehicle.
The EPA rates every new car, truck, and Sport Utility Vehicle (SUV) for greenhouse gas and smog-forming emissions on scales of 1-10. To earn the SmartWay designation, a vehicle must receive a combined score from both scales that is much better than the average vehicle.
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