They're called signature loans because we don't ask for any collateral — just your signed promise to repay the loan. Choose a closed-end loan with a term of up to 60 months. Borrow for any reasonable purpose and make repayment easy with payroll distribution or automated e-Transfer.
We offer special signature loans for summer vacation expenses from May through September. If you need help getting away from it all, check out our current vacation special:
We offer special holiday signature loans during November and December to help you cover the costs of celebrations, travel and gifts. Check our website this holiday season to learn more about terms and special rates.
You can also get a line of credit using your signature as collateral. Use it for convenient access to funds or for overdraft protection on your checking account. As you repay the line of credit, the amount available to you replenishes.
You can use the money in your savings, money market or certificate accounts as collateral for a loan, too. Share secured loans are available at our lowest rates — just 2.5% APR over your dividend rate. You can extend your payments up to 60 months and use the funds for any purpose.
|Loan Type||Term||APR*||Est. Payment per $1000|
|Personal Line of Credit†||Open-end||10.00%|
|Signature Loan||Up to 60 months||8.50%||$20.52/60 mos.|
|Share Secured||Up to 60 months||Dividend Rate Plus 2.50%||$17.79/60 mos. Based on .10% dividend|
|Share Certificate Secured††||Up to term of certificate||Dividend Rate Plus 2.50%||$17.79/60 mos. Based on .10% dividend|