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One of the best benefits of credit union membership is lower loan rates.

Check First Mortgage Rates

Vehicle Loan Rates

Effective Oct 1, 2017Print

Loan Type Term APR* Est. Payment
per $1000
New Auto / Truck Up to 48 months 1.99% $21.69/
48 Mos.
Used Auto / Truck Up to 72 months 2.99% $22.13/
48 Mos.
New Motorcycle Up to 30 months 7.00% $36.43/
30 Mos.
Used Motorcycle Up to 18 months 7.50% $58.91/
18 Mos.
New Boat Up to 96 months 9.00% $14.65/
96 Mos.
Used Boat Up to 72 months 9.50% $18.27/
72 Mos.
New Recreational Vehicle Up to 96 months 8.75% $14.52/
96 Mos.
Used Recreational Vehicle Up to 72 months 9.25% $18.15/
72 Mos.
New Mobile Home
(Primary Residence)

New Mobile Home
(Non-Residence)
Up to 144 months

Up to 96 months
9.25%

8.75%
$11.52/
144 Mos.

$14.52/
96 Mos.
Used Mobile Home Up to 96 months 9.50% $14.91/
96 Mos.
*APR=Annual Percentage Rate. Rates stated are as low as. Actual rate may vary and is based on applicant’s credit score.

Personal Lending Rates

Effective Oct 1, 2017Print

Loan Type Term APR* Est. Payment per $1000
Personal Line of Credit† Open-end 10.00%
Signature Loan Up to 60 months 8.50% $20.52/
60 mos.
Share Secured Up to 60 months Dividend Rate Plus 2.50% $17.79/
60 mos.
Based on .10% dividend
Share Certificate Secured†† Up to term of certificate Dividend Rate Plus 2.50% $17.79/
60 mos.
Based on .10% dividend
*APR=Annual Percentage Rate. Rates stated are as low as. Actual rate may vary and is based on applicant’s credit score.
†Personal Line of Credit Application reviewed every 2 years. Rate may change after two years to
the current stated rate based on credit review and credit score.
††Secured funds must remain in account for the term of the loan.

Home Equity Lending Rates

Effective Oct 1, 2017Print

Loan Type Term APR* Financing Information Estimated Payment
Home Equity Loan† Up to 120 Months 6.99% Fixed $50,001 - $100,000 $696.23 for $60,000 over 120 months
Home Equity Loan†† Up to 60 Months 5.99% Fixed $10,000 - $50,000 $966.20 for $50,000 over 60 months
Home Equity Line of Credit†† Open-end 4.00% Variable Rate; Maximum Rate 18% APR*
*As low as. APR=Annual Percentage Rate. Actual rate may vary, is subject to change without notice and is based on applicant’s credit score. Loans are made only on personal residences within 150 mile radius of our main office. Property insurance required. Credit Union pays all closing costs. Repayment of closing cost required if loan is paid off within three years. The interest you pay may be tax deductible. Ask your tax adviser if you are eligible. Other restrictions may apply.
†Home Equity Line of credit is variable rate, open-end loan. Rate is indexed to the US Treasury 5 Year Constant Maturity + 1%. Not all applicants will qualify for lowest rate. Minimum loan is $10,000.
††Home Equity Loan is a fixed rate, closed-end loan with one-time disbursement.
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