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One of the best benefits of credit union membership is lower loan rates.


New Auto, Truck & Motorcycle Loan Rates

Effective Aug 1, 2018Print

Term APR* Est. Monthly Payment
per $1000
Up to 36 Months 2.75% $28.97/36 Mos.
Up to 48 Months 2.75% $22.02/48 Mos.
Up to 60 Months 3.00% $17.97/60 Mos.**
Up to 72 Months 3.25% $15.31/72 Mos.
Up to 84 Months 4.25% $13.78/84 Mos.
*APR = Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. Rates shown are our Platinum Loan Rates. Other restrictions and discounts may apply.
**Monthly payment example: A loan of $20,000 financed for 60 months would be $17.97 x 20 = $359.40 per month; your loan will have a total cost of $21,564.00 ($359.40 x 60).

Used Auto, Truck & Motorcycle Loan Rates

Effective Aug 1, 2018Print

Term APR* Est. Monthly Payment
per $1000
Up to 36 Months 3.00% $29.08/36 Mos.
Up to 48 Months 3.00% $22.13/48 Mos.
Up to 60 Months 3.25% $18.08/60 Mos.**
Up to 72 Months 3.25% $15.31/72 Mos.
Up to 84 Months 4.50% $13.90/84 Mos.
*APR = Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. Rates shown are our Platinum Loan Rates. Other restrictions and discounts may apply.
**Monthly payment example: A loan of $20,000 financed for 60 months would be $18.08 x 20 = $361.60 per month; your loan will have a total cost of $21,696.00 ($361.60 x 60).

New Boat & Recreational Vehicle Loan Rates

Effective Aug 1, 2018Print

Term APR* Est. Monthly Payment per $1000
Up to 36 Months 4.00% $29.52/36 Mos.
Up to 48 Months 4.00% $22.58/48 Mos.
Up to 60 Months 4.00% $18.42/60 Mos.**
Up to 72 Months 4.50% $15.87/72 Mos.
Up to 84 Months 4.75% $14.02/84 Mos.
Up to 120 Months 5.50% $10.85/120 Mos.
Up to 180 Months 6.50% $8.71/180 Mos.
*APR = Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. Rates shown are our Platinum Loan Rates. Other restrictions and discounts may apply.
**Monthly payment example: A loan of $20,000 financed for 60 months would be $18.42 x 20 = $368.40 per month; your loan will have a total cost of $22,104.00 ($368.40 x 60).

Used Boat & Recreational Vehicle Loan Rates

Effective Aug 1, 2018Print

Term APR* Est. Monthly Payment per $1000
Up to 36 Months 4.00% $29.52/36 Mos.
Up to 48 Months 4.00% $22.58/48 Mos.
Up to 60 Months 4.00% $18.42/60 Mos.**
Up to 72 Months 4.50% $15.87/72 Mos.
Up to 84 Months 4.75% $14.02/84 Mos.
Up to 120 Months 5.50% $10.85/120 Mos.
Up to 180 Months 6.50% $8.71/180 Mos.
*APR = Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. Rates shown are our Platinum Loan Rates. Other restrictions and discounts may apply.
**Monthly payment example: A loan of $20,000 financed for 60 months would be $18.42 x 20 = $368.40 per month; your loan will have a total cost of $22,104.00 ($368.40 x 60).

Signature Loan Rates

Effective Aug 1, 2018Print

Term APR* Est. Monthly Payment per $1000
Up to 24 Months 6.00% $44.32/24 Mos.
Up to 36 Months 6.50% $30.65/36 Mos.**
Up to 48 Months 7.00% $23.95/48 Mos.
Up to 60 Months 7.50% $20.04/60 Mos.
*APR = Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. Rates shown are our Platinum Loan Rates. Other restrictions and discounts may apply.
** Monthly payment example: A loan of $10,000 financed for 36 months would be $30.65 x 10 = $306.50 per month; your loan will have a total cost of $11,034.00 ($306.50 x 36).

Personal Line of Credit

Effective Aug 1, 2018Print

Term APR* Est. Monthly Payment per $1000
N/A 10.00% N/A
*APR = Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. Rates shown are our Platinum Loan Rates. Other restrictions and discounts may apply.
Personal Line of Credit is reviewed on a continuous basis. Rates may change after two years to the current stated rate based on credit review and credit score.

Vacation Loan Rates

Effective Aug 1, 2018Print

Term APR* Est. Monthly Payment per $1000
Up to 12 Months 9.5% $87.68/12 Mos.
*APR = Annual Percentage Rate. Applications are subject to credit approval, and actual rate is based on your credit. All rates are subject to change without prior notice. Rates shown are our Platinum Loan Rates. Other restrictions and discounts may apply.

Secured Loan Rates

Effective Aug 1, 2018Print

Loan Type Term APR* Est. Monthly Payment per $1000
Share Secured† Up to 60 Months Share Rate + 2.50% $17.79/60 Months based on .10% dividend
Share Certificate Secured Remaining Certificate Term Certificate Rate + 2.50% $17.79/60 Months based on .10% dividend
*APR = Annual Percentage Rate. Share secured loans are available at our lowest rates — just 2.5% APR over your dividend rate.
†Secured funds must remain in account for the term of the loan.

Home Equity Loan Rates

Effective Aug 1, 2018Print

Loan Type Term APR* Financing Information Est. Monthly Payment
Home Equity Line of Credit† Open-end 4.00% Variable Rate; Maximum Rate 18% APR* $10.00/per $1,000 Borrowed
Home Equity Loan†† Up to 120 Months 6.99% Fixed $50,001 - $100,000 $696.23 for $60,000 over 120 months
Home Equity Loan†† Up to 60 Months 5.99% Fixed $10,000 - $50,000 $966.20 for $50,000 over 60 months
*As low as. APR=Annual Percentage Rate. Actual rate may vary, is subject to change without notice and is based on applicant’s credit score. Not all applicants will qualify for the lowest rate. Loans are made only on personal residences within 150 mile radius of our main office. Property insurance required. Credit Union pays all closing costs. Repayment of closing cost required if loan is paid off within three years. The interest you pay may be tax deductible. Ask your tax adviser if you are eligible. Other restrictions may apply.
†Home Equity Line of credit is variable rate, open-end loan. Rate is indexed to the US Treasury 5 Year Constant Maturity + 1%. Not all applicants will qualify for lowest rate. Minimum loan is $10,000.
††Home Equity Loan is a fixed rate, closed-end loan with one-time disbursement.

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