First Mortgages | EP Federal Credit Union

Buying or refinancing* — get great rates!

Get $500 in Closing Cost Help

15/15 Adjustable Rate Mortgage

Use our new 15/15 ARM for your home purchase or refinance and get $500 toward closing costs!

Your credit union membership includes access to a variety of programs to meet your needs through Credit Union Mortgage Association (CUMA).

First Mortgages Programs:

Conventional Loans
VA and FHA Loans*
First-Time Home Buyer Loan

Program Features:

$500 credit towards closing costs on our 15/15 ARM
Apply for pre-qualification to see how much you may be able to borrow
Competitive fixed or adjustable rates
A variety of terms

We offer complete assistance throughout the mortgage process, from submitting your application to scheduling your loan closing. And, we have a special program for first-time buyers allowing financing up to 96.5% of the new home's value. Ask our mortgage representative for details. Call 703-667-9281 or 855-913-6216 toll-free.

Get started today:

^†You must be eligible for membership in EP Federal Credit Union in order for your loan application to be considered. See https://www.epfcu.org/membership/how-to-join.aspx#whocanjoin for eligibility requirements.

Apply Now

Did You Know?

We Now Finance 2nd Homes!

Check Out Our Second Home Mortgages

Member Resources

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