Annual Membership Meeting

Board Nominee Biographies

Joel Taub

Joel Taub is currently a member of the Board of Directors of EPFCU. Mr. Taub has served the credit union in various capacities since 1978, including Chairman of the Board of Directors (1987-2005), Treasurer, and Chairman of the Supervisory Committee. In 2005, after more than 30 years of government service, Mr. Taub retired from the Bureau of Engraving and Printing, where he was the Associate Director for Management. Mr. Taub holds a BBA in Finance and an MBA in Accounting, both from George Washington University.

William Terry Forrest

William Terry Forrest is a retired Management Analyst from the Environmental Protection Agency’s Headquarters’ Office of Environmental Information. During his career at EPA, Terry served as a Management/Budget Analyst for the Office of R&D, Office of Water, and Office of Administration and
Resources Management. He worked for the EPA for 37 years prior to retiring. Terry’s last position was with the Environmental Information Exchange Network Grant Program managing grant and contact acquisitions and served as system administrator for the Exchange Network Workflow Database/Tool.

Terry has volunteered with the credit union for over 35 years and is currently Treasurer of the Board of Directors.
He previously served as Vice-Chairman of the Board as well as Chairman of the Credit Committee and Treasurer of the former EPA FCU. He graduated from Benedict College and received certification as an Environmental Manager from the University of Southern California.

Kirsten Williams

Kirsten Williams has been associated with the credit union movement for over 37 years. She started her credit union career at EPFCU as an Accounting assistant in 1988. Her positions at the credit union included Comptroller and Executive Vice President before becoming President/CEO in 2006. Kirsten served in that capacity for 17 years before retiring in 2023.

As President/CEO, the credit union grew from $42 million to $75 million in assets, a 79% growth rate. Additionally, at the same time, EPFCU’s Loan Portfolio balances increased 62%.

Her tenure also includes the successful opening of operations at the Western Currency Facility (WCF) and several electronic banking initiatives to include online account opening, EPFCU’s mobile app and CardControl.

Ms. Williams also served on the Board of the Metropolitan Area Credit Union Management Association (MACUMA) for three years.
She holds a B.S. degree in Finance from Ohio University.