Starting with just $5‚ you can set aside money all year long for any special purpose. We make saving easy for you using Direct Deposit with Payroll Distribution. Directly depositing funds helps you pay yourself first — you won’t spend your money before you can save it.
Open as many uChoose Club Accounts as you need and choose which month of the year you'll need to spend the money. You'll earn higher dividends while funds are held in your account, and we'll transfer them to your Checking Account on the first day of the month you choose, but not before.† This is a great way to make sure your funds are saved for your intended purpose!
|Account||Min. Balance to Open||Min. Balance to Earn APY||Dividend Rate||APY*|
|uChoose Club Accounts||$5||$5||.25%||.25%|
Grow Your Money
Consolidate with Personal Loans. Rates as low as 7.50% APR*!
More than 80,000 nationwide surcharge-free ATM's*
Your next adventure starts at EPFCU with a low-rate loan.
Make your life easier. Download the epOnline Mobile App.