Starting with just $5‚ you can set aside money all year long for any special purpose. We make saving easy for you using Direct Deposit with Payroll Distribution. Directly depositing funds helps you pay yourself first — you won’t spend your money before you can save it.
Open as many uChoose Club Accounts as you need and choose which month of the year you'll need to spend the money. You'll earn higher dividends while funds are held in your account, and we'll transfer them to your Checking or Savings Account on the first day of the month you choose, but not before.† This is a great way to make sure your funds are saved for your intended purpose!
Account | Min. Balance to Open | Min. Balance to Earn APY | Dividend Rate | APY* |
---|---|---|---|---|
uChoose Club Accounts | $5 | $5 | .25% | .25% |
Take advantage of our Smartway Fuel Efficient Loan Discount!
Transfer funds to your outside accounts through epOnline
Put money back in your pocket. 2.99% APR* on Balance Transfers
Now enjoy double points on groceries!
Open a HELOC and get 15,000 epfcu SMART REWARDS points
More than 80,000 nationwide surcharge-free ATM's*