Celebrate National Savings Day October 12–16, 2026!
Current Members: Get $5!
New Members: Get $10!
Don’t Miss Out—Start Saving Now!
*Offer valid October 12–16, 2026. $5 promotional deposit available to eligible current members opening a new qualifying uChoose Club Account or Secondary Savings Account. $10 promotional deposit available to eligible new members opening the required savings account. Promotional deposits will be credited within 30 days of account opening. Limit one promotional deposit per member. Membership eligibility and account terms apply. Federally insured by NCUA.
Set money aside with each paycheck to build your savings for any purpose, whether it be an emergency fund, an upcoming holiday or vacation, or a future large purchase.
Regular Share Savings Account
When you join EPFCU, your initial $10 deposit will go in a Regular Share Savings Account. This account established your membership and gives you access to other credit union benefits. It is a great account for your emergency fund, checking overdraft protection and general savings.
uChoose Club Accounts
A special type of savings account that automatically transfers the money you have saved in it to your checking account once a year, uChoose makes it extremely easy to plan and save. Learn more about uChoose Club Accounts.
Secondary Share Savings Accounts
If you’re already a disciplined saver, open Secondary Savings Accounts for any purpose with a minimum balance of $100. Build your funds regularly with Direct Deposit and withdraw the funds whenever you need.
Savings Account Rates
EFFECTIVE 10-1-2026
| Account | Min. Balance to Open | Min. Balance to Earn APY | Dividend Rate | APY* |
|---|---|---|---|---|
| Regular Savings | $10 | $100 - $4,999 | .10% | .10% |
| Regular Savings | $10 | $5,000+ | .15% | .15% |
| uChoose Club Accounts | $5 | $5 | .25% | .25% |
| Secondary Savings | $5 | $100 | .10% | .10% |
| IRA Savings | $5 | $5 | .25% | .25% |
| IRA Roth Savings | $500 | $500 | .50% | .50% |
| Educational Savings | $500 | $500 | 1.25% | 1.26% |
*APY = Annual Percentage Yield. Share Account dividends are compounded and paid monthly. Dividend Rate and APYs are variable and are subject to change. If you close your share account prior to the payment of dividends, you will not receive the accrued dividend. Fees could reduce earnings on an account.
Get started today:
- Not yet a member? Join EPFCU
- Open a Club or Secondary Savings Account
- Learn more about Managing Your Money
- Use our Calculators