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The money is there when you need it.

Celebrate National Savings Day October 12–16, 2026!

A little savings today can lead to big possibilities tomorrow! Open a qualifying savings account at EP Federal Credit Union October 12–16, and we’ll make your initial deposit!
 

Current Members: Get $5!

Open a new uChoose Club Account or Secondary Savings Account, and we’ll deposit $5 to get your savings started!
 

New Members: Get $10!

Join EPFCU, open your required savings account, and we’ll make your initial $10 deposit!
 

Don’t Miss Out—Start Saving Now!

Visit an EPFCU branch or open your account online to take advantage of this limited-time offer!

*Offer valid October 12–16, 2026. $5 promotional deposit available to eligible current members opening a new qualifying uChoose Club Account or Secondary Savings Account. $10 promotional deposit available to eligible new members opening the required savings account. Promotional deposits will be credited within 30 days of account opening. Limit one promotional deposit per member. Membership eligibility and account terms apply. Federally insured by NCUA.


Set money aside with each paycheck to build your savings for any purpose, whether it be an emergency fund, an upcoming holiday or vacation, or a future large purchase.

Regular Share Savings Account

When you join EPFCU, your initial $10 deposit will go in a Regular Share Savings Account. This account established your membership and gives you access to other credit union benefits. It is a great account for your emergency fund, checking overdraft protection and general savings.

uChoose Club Accounts

A special type of savings account that automatically transfers the money you have saved in it to your checking account once a year, uChoose makes it extremely easy to plan and save. Learn more about uChoose Club Accounts.

Secondary Share Savings Accounts

If you’re already a disciplined saver, open Secondary Savings Accounts for any purpose with a minimum balance of $100. Build your funds regularly with Direct Deposit and withdraw the funds whenever you need.

Savings Account Rates

EFFECTIVE 10-1-2026

Account Min. Balance to Open Min. Balance to Earn APY Dividend Rate APY*
Regular Savings $10 $100 - $4,999 .10% .10%
Regular Savings $10 $5,000+ .15% .15%
uChoose Club Accounts $5 $5 .25% .25%
Secondary Savings $5 $100 .10% .10%
IRA Savings $5 $5 .25% .25%
IRA Roth Savings $500 $500 .50% .50%
Educational Savings $500 $500 1.25% 1.26%

*APY = Annual Percentage Yield. Share Account dividends are compounded and paid monthly. Dividend Rate and APYs are variable and are subject to change. If you close your share account prior to the payment of dividends, you will not receive the accrued dividend. Fees could reduce earnings on an account.

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