When you join EPFCU, your initial $10 deposit will go in a Regular Share Savings Account. This account established your membership and gives you access to other credit union benefits. It is a great account for your emergency fund, checking overdraft protection and general savings.
Starting with just $5‚ you can set aside money all year long for special purposes such school tuition‚ vacation or holiday shopping, or any expense you know you have coming up. We make saving easy for you using Direct Deposit with Payroll Distribution. Directly depositing funds helps you pay yourself first — you won’t spend your money before you can save it.
Open as many uChoose Club Accounts as you need. You'll earn higher dividends while funds are held in your account. You tell us when you'll need the funds, and we'll transfer them to your Checking Account on the first day of the month you choose, but not before. This is a great way to make sure your funds are saved for your intended purpose!
If you're already a disciplined saver, open Secondary Savings Accounts for any purpose and enjoy a higher dividend rate with a minimum balance of $100. Build your funds regularly with Direct Deposit and withdraw the funds whenever you need.
|Account||Min. Balance to Open||Min. Balance to Earn APY||Dividend Rate||APY*|
|Regular Savings||$10||$100 - $4,999
|uChoose Club Accounts||$5||$5||.25%||.25%|