When you join EPFCU, your initial $10 deposit will go in a Regular Share Savings Account. This account established your membership and gives you access to other credit union benefits. It is a great account for your emergency fund, checking overdraft protection and general savings.
A special type of savings account that automatically transfers the money you have saved in it to your checking account once a year, uChoose makes it extremely easy to plan and save. Learn more.
If you're already a disciplined saver, open Secondary Savings Accounts for any purpose with a minimum balance of $100. Build your funds regularly with Direct Deposit and withdraw the funds whenever you need.
| Account | Min. Balance to Open | Min. Balance to Earn APY | Dividend Rate | APY* |
|---|---|---|---|---|
| Regular Savings | $10 | $100 - $4,999 $5,000+ |
.15% .20% |
.15% .20% |
| uChoose Club Accounts | $5 | $5 | .25% | .25% |
| Secondary Savings | $5 | $100 | .10% | .10% |
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