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The money is there when you need it.

Set money aside with each paycheck to build your savings for any purpose, whether it be an emergency fund, an upcoming holiday or vacation, or a future large purchase.

Regular Share Savings Account

When you join EPFCU, your initial $10 deposit will go in a Regular Share Savings Account. This account established your membership and gives you access to other credit union benefits. It is a great account for your emergency fund, checking overdraft protection and general savings.

uChoose Club Accounts

A special type of savings account that automatically transfers the money you have saved in it to your checking account once a year, uChoose makes it extremely easy to plan and save. Learn more.

Secondary Share Savings Accounts

If you're already a disciplined saver, open Secondary Savings Accounts for any purpose with a minimum balance of $100. Build your funds regularly with Direct Deposit and withdraw the funds whenever you need.

Savings Account Rates

2/1/2023Print

Account Min. Balance to Open Min. Balance to Earn APY Dividend Rate APY*
Regular Savings $10 $100 - $4,999
$5,000+		 .10%
.15%		 .10%
.15%
uChoose Club Accounts $5 $5 .25% .25%
Secondary Savings $5 $100 .10% .10%
*APY = Annual Percentage Yield. Share Account dividends are compounded and paid monthly. Dividend Rate and APYs are variable and are subject to change. If you close your share account prior to the payment of dividends, you will not receive the accrued dividend. Fees could reduce earnings on an account. 

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EP Federal Credit Union

As a not-for-profit financial cooperative, we are able to offer low-rate loans, competitive savings and conveniences with lower or no fees. You contribute directly to the well-being of the credit union simply by taking advantage of these beneficial services.

As a not-for-profit financial cooperative, we are able to offer low-rate loans, competitive savings and conveniences with lower or no fees. You contribute directly to the well-being of the credit union simply by taking advantage of these beneficial services.

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