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The money is there when you need it.

Set money aside with each paycheck to build your savings for any purpose, whether it be an emergency fund, an upcoming holiday or vacation, or a future large purchase.

Regular Share Savings Account

When you join EPFCU, your initial $10 deposit will go in a Regular Share Savings Account. This account established your membership and gives you access to other credit union benefits. It is a great account for your emergency fund, checking overdraft protection and general savings.

uChoose Club Accounts

Starting with just $5‚ you can set aside money all year long for special purposes such as school tuition‚ vacation or holiday shopping, or any expense you know you have coming up. We make saving easy for you using Direct Deposit with Payroll Distribution. Directly depositing funds helps you pay yourself first — you won’t spend your money before you can save it.

Open as many uChoose Club Accounts as you need. You'll earn higher dividends while funds are held in your account. You tell us when you'll need the funds, and we'll transfer them to your Checking Account on the first day of the month you choose, but not before. This is a great way to make sure your funds are saved for your intended purpose!

Secondary Share Savings Accounts

If you're already a disciplined saver, open Secondary Savings Accounts for any purpose with a minimum balance of $100. Build your funds regularly with Direct Deposit and withdraw the funds whenever you need.

Savings Account Rates


Account Min. Balance to Open Min. Balance to Earn APY Dividend Rate APY*
Regular Savings $10 $100 - $4,999
uChoose Club Accounts $5 $5 .25% .25%
Secondary Savings $5 $100 .10% .10%
*APY = Annual Percentage Yield. Share Account dividends are compounded and paid monthly. Dividend Rate and APYs are variable and are subject to change. If you close your share account prior to the payment of dividends, you will not receive the accrued dividend. Fees could reduce earnings on an account. 

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