EPFCU offers multiple tiers for Money Market accounts designed to get you the most bang for your buck. A minimum balance of $1,000 is required to start earning dividends at the lowest level and balances of $50,000 or more earn the highest rate.
Money Market Account Rates
EFFECTIVE 10-1-2026
| Balance | Min. Balance to Open | Dividend Rate | APY* |
|---|---|---|---|
| $1,000-$14,999 | $1,000 | .20% | .20% |
| $15,000-$34,999 | $1,000 | .25% | .25% |
| $35,000-$49,999 | $1,000 | .30% | .30% |
| $50,000+ | $1,000 | .35% | .35% |
*APY = Annual Percentage Yield. Share Account dividends are compounded and paid monthly. Dividend Rate and APYs are variable and are subject to change. If you close your share account prior to the payment of dividends, you will not receive the accrued dividend. Fees may reduce earnings.
Get started today:
- Open your Money Market Account Online
- Open your Money Market via Online Banking:
- Log in to your epOnline account.
- Click the menu icon at the top left of the screen.
- Under “Accounts” click “OPEN SUFFIX”.
- Learn more about Managing Your Money
- Use our Calculators
