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When you want a higher dividend rate, consider a Money Market account for your transactions.

EPFCU offers multiple tiers for Money Market accounts designed to get you the most bang for your buck. A minimum balance of $1,000 is required to start earning dividends at the lowest level and balances of $50,000 or more earn the highest rate.

Money Market Account Rates

Effective Jan 1, 2022Print

Balance Minimum Opening Balance Dividend Rate APY*
$1,000-$14,999 $1,000 .14% .14%
$15,000-$34,999 $1,000 .17% .17%
$35,000-$49,999 $1,000 .21% .21%
$50,000+ $1,000 .24% .24%
*APY = Annual Percentage Yield. Share Account dividends are compounded and paid monthly. Dividend Rate and APYs are variable and are subject to change. If you close your share account prior to the payment of dividends, you will not receive the accrued dividend. 

Get started today:

  • Open your Money Market online:
    1. Log in to your epOnline account.
    2. Click the menu icon at the top left of the screen.
    3. Under "Accounts" click "OPEN SUFFIX".
  • Learn more about Managing Your Money
  • Use our Calculators
Member Resources
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Savings AccountsCheckingIRAsCertificatesMoney MarketCoverdell Education SavingsDividend Rates
EP Federal Credit Union

As a not-for-profit financial cooperative, we are able to offer low-rate loans, competitive savings and conveniences with lower or no fees. You contribute directly to the well-being of the credit union simply by taking advantage of these beneficial services.

As a not-for-profit financial cooperative, we are able to offer low-rate loans, competitive savings and conveniences with lower or no fees. You contribute directly to the well-being of the credit union simply by taking advantage of these beneficial services.

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