Although classified as an IRA, Coverdell ESAs are used for qualified education expenses at any time during a child's life. Earnings are tax-free and withdrawals made before the child turns 30 will be tax-free if used for qualified education expenses. Participation is subject to income restrictions.
Traditional and Roth IRAs are typically used as savings vehicles for retirement planning.
|Account||Min. Balance to Open||Min. Balance to Earn APY||Dividend Rate||APY*|
More than 80,000 nationwide surcharge-free ATM's*
Get Special Offers when you maximize your membership.
Enjoy a 1.99%* intro rate and no balance transfer or annual fees.
Consolidate with Personal Loans. Rates as low as 7.50% APR*!
Save on your new, used or refinanced auto loan!
Make your life easier. Download the epOnline Mobile App.
Webinar: Credit Card Makeover: Getting Out of Debt — December 3rd & 12th