Although classified as an IRA, Coverdell ESAs are used for qualified education expenses at any time during a child's life. Earnings are tax-free and withdrawals made before the child turns 30 will be tax-free if used for qualified education expenses. Participation is subject to income restrictions.
Traditional and Roth IRAs are typically used as savings vehicles for retirement planning.
|Account||Min. Balance to Open||Min. Balance to Earn APY||Dividend Rate||APY*|
More than 80,000 nationwide surcharge-free ATM's*
Stay safe. Use remote banking services to access your accounts.
Open a new HELOC and get a $100 Home Depot Gift Cardˆ
Get Special Offers when you maximize your membership.
Mortgage rates have dropped. It's time to refinance!
Make your life easier. Download the epOnline Mobile App.
Redeem fewer points. Get more value with epSMART REWARDS.
Going Green on your next vehicle?
Get a discount!
Consolidate with Personal Loans. Rates as low as 6.75% APR*!
Refinance your vehicle and get up to 1% cash back