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We call it "No Gimmick Checking" — it's free checking that's actually free.

Lots of financial institutions boast of free checking. But, you undoubtedly find features that make it anything but free. EPFCU Checking affords you all the conveniences without the typical bank fees — and even some extra rewards. 

  • No minimum balance required
  • No monthly service charge
  • No per-check fee
  • Thousands of Surcharge-Free ATMs
  • Free Online Banking & Mobile Deposit

Mastercard Debit & ATM Card

Use your EPFCU Mastercard Debit Card for nearly all your day-to-day transactions, equipped with contactless tap technology for safeguarded transactions!

Find a surcharge-free ATM near you to withdraw cash, transfer balances and make deposits where applicable. 

Get Your Rewards

Earn additional free services and exclusive quarterly special offers when you make the most of your membership. 

Simply maintain:

  • Active Checking with Debit Card
  • Direct Deposit
  • Online Banking or Mobile Banking
  • Savings/Loans balance of $2,500+

And be rewarded:

  • Exclusive Quarterly Special Offers
  • FREE Unlimited Foreign ATM Withdrawals
  • FREE Wire Transfers
  • FREE Money Orders

Already have a Checking Account?

Here are a few common tasks you may find useful.

*Checks are ordered through Harland Clarke. When reordering checks, be sure to use all preceding zeroes when entering your account number. That’s a common mistake! Your entire account number appears at the bottom of each check.

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