Certificates are available to fit every budget.
Don’t get stuck with low earnings on your long-term certificates. Our Bump Up Term Share Certificate allows you to secure a higher dividend rate for your investments in a rising-rate environment. If our rates go up, yours can too!
With a Bump Up certificate your rate may be "bumped up” once during the term of your certificate to our higher prevailing rate for that same term.
Pot of Gold certificates are special "contract" savings certificates. You set your goal and begin saving toward it on a regular basis by payroll distribution or automated e-Transfer. Once your goal is met, you receive the balance, including compounded dividends!
|Share & IRA Certificates||Min. Balance
to Earn APY
|6 Month Certificate||$1,000||$1,000||1.00%||1.01%|
|12 Month Certificate||$1,000||$1,000||1.60%||1.61%|
|24 Month Certificate||$1,000||$1,000||1.75%||1.76%|
|36 Month Certificate||$1,000||$1,000||2.00%||2.02%|
|48 Month Certificate||$1,000||$1,000||2.15%||2.17%|
|60 Month Certificate||$1,000||$1,000||2.35%||2.37%|
|IRA Certificates||$500||$500||Same as above||Same as above|
|Jumbo Certificates||$100,000||$100,000||Inquire at CU||Inquire at CU|
|Share Certificate||Min. Balance to Open||Min. Balance to Earn APY||Dividend Rate||APY*|
|48 Month Terms||$1,000||$1,000||2.05%||2.07%|
|60 Month Terms||$1,000||$1,000||2.25%||2.27%|
|Min. Weekly Deposit||Term||Dividend Rate||APY*|
|$6/week||48 - 72 Months||1.00%||1.01%|
|$25/week||48 - 72 Months||2.00%||2.02%|
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