Loans & Credit

Loan Rates

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Effective: May 1, 2017
Loan Type
TermAPR* as low as:
Estimated Payment
per $1000 Borrowed
SPECIAL
Holiday Loan
12 months9.5%$87.68/12 Mos.
New Auto and TruckUp to 48 months1.99%$21.69/48 Mos.
Used Auto and Truck Up to 72 months2.99%$22.13/48 Mos.
New MotorcycleUp to 30 months7.00%$36.43/30 Mos.
Used Motorcycle Up to 18 months7.50%$58.91/18 Mos.
New Boat Up to 96 months9.00%$14.65/96 Mos.
Used Boat Up to 72 months9.50%$18.27/72 Mos.
New Recreational VehicleUp to 96 months8.75%$14.52/96 Mos.
Used Recreational Vehicle Up to 72 months9.25%$18.15/72 Mos.
New Mobile Home
Primary Residence


Non-Residence
Up to 144 months

Up to 96 months
9.25%



8.75%
$11.52/144 Mos.



$14.52/96 Mos.
Used Mobile Home Up to 96 months9.50%$14.91/96 Mos.
Signature/PersonalUp to 60 months8.50%$20.52/60 Mos.
*As low as. APR=Annual Percentage Rate. Actual rate may vary and is based on applicant’s credit score.
Other Fixed Rate LoansTerm
APRFinancing Information
Share Secured Up to 60 monthsDividend Rate Plus 2.50%Secured funds must remain in account for the term of loan.
Sample uses dividend of .10%.
$17.79/60 Mos.
Share Certificate Secured Up to term of certificateDividend Rate Plus 2.50%Secured funds must remain in account for the term of the loan.
Sample uses 60 month term.
$17.75/60 Mos.
Line of CreditOpen-end10.00%Application reviewed every 2 years. Rate may change after two years to the current stated rate based on credit review and credit score.
APR=Annual Percentage Rate

*As low as. APR=Annual Percentage Rate. Actual rate may vary and is based on applicant’s credit score.


Real Estate LoansTerm
APR*
Financing Information

First MortgageView current rates and terms.

Home Equity
Line of Credit
Open-end4.00%
Variable
Rate is indexed to the US Treasury 5 Year Constant Maturity + 1%. Actual rate may vary and is based on Applicant’s credit score. Credit Union pays all closing costs. Maximum loan rate is 18%. Call Credit Union for details.

Home Equity Loan
Up to 60 months.
5.99% Fixed
One-time disbursement, minimum loan amount is $10,000. CU pays all closing. Maximum Loan is $50,000. Sample payment is for $50,000.
approx. $966.20/60 Mos.

Home Equity Loan
Up to 120 Months
6.99% Fixed
For loan amounts over $50,000 up to $100,000. CU pays all closing. Sample payment shown is for $60,000.
approx.
$696.23/120 Mos.
*As low as. APR=Annual Percentage Rate. Actual rate may vary and is based on applicant’s credit score.