Loans & Credit

Credit Cards

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Experience the unique rewards and special benefits that come with an EPFCU credit card.

Whether you're planning your dream vacation, managing your household finances, or building strong credit for the future, we offer a credit card to meet your needs. Our consumer and business credit card products offer competitive pricing combined with a full range of reward options and most don't have an annual fee!

Visa® Bonus Rewards Card

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  • Earn 1 point for every net $1 you spend, plus get a 25% BONUS (that's equivalent to 1.25 points) on all points earned every month, automatically.
  • $25 cash back after your first purchase.

Visa® Bonus Rewards PLUS Card

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  • Earn 1 point for every net $1 you spend, plus get a 50% BONUS (that's equivalent to 1.5 points) on all points earned every month, automatically.
  • $50 cash back after your first purchase.
  • $50 annual fee

Cash Rewards American Express® Card

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  • Earn up to 3% cash back on gas.
  • Also earn up to 2% cash back at supermarkets and 1% on all other net purchases.
  • $25 cash back after your first purchase.

Travel Rewards American Express® Card

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  • 3x reward earnings on airline net purchases, 2x reward earnings on restaurant and hotel net purchases, 1x reward earnings on all other net purchases.
  • $75 cash back after your first purchase.
  • $95 annual fee

Visa® Platinum Card

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  • Extended introductory offer.
  • Save on interest and pay down your other credit card balances faster.

College Rewards Visa® Card

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  • Earn 1 reward point for every net $1 you spend on purchases.
  • Remember, late payments and going over the credit limit may damage your credit history.

Secured Visa® Card

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  • Excellent opportunity for someone starting a credit history or for someone who has been turned down for a credit card.
  • $35 annual fee
  • Remember, late payments and going over the credit limit may damage your credit history.
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Visa® Online Account Access

Managing your Visa Account online is simple and secure. With Visa Online Account Access, you can:
  • Review your account history.
  • Make payments.
  • Track rewards.
  • Download statements.
  • Schedule automatic payments.
Access online today: